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María Victorina
María Victorina lives with her life partner and her son. She owns a famous beauty salon in the area. María's work is of very good quality, and she is always is on the vanguard of new haircuts and styles that she does for her customers. For her, the reward for work well done is the opportunity to keep customers and attract new ones.

Her customer base has grown and María wants to give them the best attention, so she is asking INTEGRAL for a loan that allows her to purchase materials like shampoo, hair creams, cosmetics, scissors, combs, and other items. In this way, María can maintain her quality of work and can sell her customers the beauty products that they need.

She also hopes that this working environment will give her the opportunity to improve her family's quality of life at home.
View original language description ↓
María Victorina vive con su compañero de vida y su hijo. Ella posee una sala de belleza muy famosa en el lugar donde vive, pues el trabajo de María es de muy buena calidad siempre está a la vanguardia con los estilos de corte y peinados que les realiza a sus clientes; para ella la recompensa del trabajo bien hecho es la oportunidad de mantener los clientes y atraer a nuevos.

La clientela ha aumentado y María quiere darles la mejor atención, es por eso que le solicita a INTEGRAL un crédito que le permita comprar material de trabajo como shampoo, cremas para el cabello, cosméticos, tijeras, peines, entre otros; de esta manera María podrá mantener su calidad de trabajo y podrá vender al cliente lo que necesita con referente a artículos de belleza.

Además tiene esperanza que este medio de trabajo le dará la oportunidad de mejorar la calidad de vida de su familia en el hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 686
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Victorina to purchase shampoo, hair cream, cosmetics, scissors, and combs.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Apr 27, 2011
May 11, 2011
Currency Exchange Loss:
Mar 15, 2013