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Sam Luo is a rice farmer who lives in the Prey Chor district of Kompong Tom province. She has been a farmer for many years and earns about $1.50 a day, which she uses to pay bills such as food, water and electricity. Her husband works in construction and earns about $2.50 a day. Sam Luo is applying for this loan to plant a new potato crop. In the photo we see her standing in front of her house with her husband.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sam to plant a new potato crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 8, 2011
May 6, 2011
Currency Exchange Loss:
Aug 18, 2011