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C4707 Intwari Group
In this Group: Elisa, Marie Louise, Christine, Emmanuel, Antoine
Elisa is 22 years old and is single. He is the representative of a group called "Intwari" in the local language. Elisa is the first person on the left, with his hand raised.

Elisa has a beauty salon in Kigali which attracts many working-class clients. He has been in this business for one year. His beauty salon is well organized; he is open from 8am until 7pm every day and employs three people to help him. One of the challenges in his business is not having enough equipment in the hair salon, especially for women clients.

Elisa and his group have requested a loan from a Kiva lender in order to purchase new equipment for Elisa's beauty salon. With this profit, Elisa will reinvest in his business and save for his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 73
    View loans »
    Rwanda Loans Fundraising
  • $13,837,625
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD