Nhem S. is a low-income entrepreneur who earns a living by planting and harvesting rice crops on her farmland. She is able to earn about $2.50 per day from her farming business to help provide for the needs of the family. Nhem S.’s husband is a fisherman who catches and sells fish from the river near his village.
Nhem S. will use her loan to purchase a piece of fertile farmland, which will allow her to enlarge her crop-growing endeavors during the time that her existing land is fallow.
She and her husband have a baby (shown in the picture) and two children enrolled in school.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.