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Twisungane Group
In this Group: Theobard, Stefano, Sylivane, Emmanuel, Jean , Loutien , Bertin, Vesensiya, Emmanuel, Vestine, Augustin, Augustin , Beatrice, Espérance, Noel, Marie, Francine, Innocent , Sylivestre, Jean Paul, Jean Paul, Jean , Agnès, Sosthene, Christian, Augustin, Adela
Théobard Sinzabwakwira is a rice cultivator, a member of group Twisungane, and has been a customer of Kiva's partner, ACB, since 2010. He's 65 years old, married, and has eight children, aged 21 to 42. He was born in Rwanda, in Ruhuha sector, and completed three years of elementary school.

He is seeking his third loan from ACB, and has a very good repayment history. He will use the loan to buy urea and NPK (fertilizers), and to pay for labor for his rice cultivation business.

He would like to become a wholesaler or a rice provider in Ruhura sector, pay his family's medical expenses, and also buy a lot of land for his family.
View original language description ↓
Théobard Sinzabwakwira est agriculteur de riz dans le secteur du Ruhuha, membre du groupe Twisungane, et client d’ACB depuis 2010. Il a 65 ans, il est marié, et il a 8 enfants entre 21 ans et 42 ans. Il est né au Rwanda, dans le secteur de Ruhuha, et il a fini 3 ans d’école primaire. Ce crédit est son troisième cycle avec ACB, et il a une très bonne histoire de remboursement. Il va utiliser son prêt pour l’achat d’urée, NPK, et main d’œuvre pour son activité d’agriculture de riz. Il voudrait devenir grossiste ou fournisseur de riz dans le secteur de Ruhuha, payer des frais médicaux pour sa famille, et aussi acheter une parcelle pour sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 66
    View loans »
    Rwanda Loans Fundraising
  • $11,850,375
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twisungane Group's $4,500 loan helped a member to buy fertilizers and pay for labor for his rice cultivation business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 27, 2011
Listed
May 5, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 16, 2012