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Cristy P. is from the village of Lunotan, Gingoog City. She is 31 years old. Cristy is married and has six school-aged children. To make a living, Cristy owns & operates a specialized retail store. The main source of income for the business comes from buying and selling coconuts & green bananas in the local community. Cristy has been engaged in her business for over five years and earns approximately 3000 PHP a month for these activities.

In 2011, Cristy joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Cristy is requesting a loan of 5000 PHP which will be used to purchase additional coconuts & bananas. This will be the 1st loan taken out by Cristy from HSPFI. She plans to use the additional revenue generated from the business to further improve/expand her business.

About HSPFI:

HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1466
    View loans »
    Philippines Loans Fundraising
  • $59,151,425
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Cristy to purchase additional coconuts & bananas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 5, 2011
May 6, 2011
Currency Exchange Loss:
Oct 15, 2011