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Therese is 56 years old and is a widow with two children between 22 and 31 years old. Therese sells cloths such as: curtains in the market. Her business is well organized. Therese has nine years of experience in her business and she works from 8am until 6pm every day except on Saturday. Therese currently employs one person to help her.

She has requested a loan from Kiva via Vision Finance Company in order to purchase more curtains to sell. With any profits, Therese will reinvest in her business and save for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,392,250
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD