Michelle A. is from the city of Pantaon Ozamiz City. She is 25 years old. Michelle is married and has 3 school-aged children. To make a living, Michelle owns & operates a business venture in the agriculture sector raising crops. While not the only means for generating revenue, the main source of income for the business comes primarily from planting and harvesting gabi for sale. Michelle has been engaged in her business for over 3 years and earns approximately 1000 PHP a month from these activities.
In 2011, Michelle joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. She is requesting a loan of 5000 PHP to purchase seedlings and fertilizer for her farm. This will be her first loan from GDMPC. She plans to use the additional revenue generated from the business to improve her family's general living conditions.
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has sevev branches covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.