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Gilberto is a young man who is 23 years old and who lives with his mother and grandmother in the community of Hornitos. It is located 20 minutes from the city of Morrope (a district belonging to the department of Lambayeque).

Gilberto has a car and he uses it to provide public transport services, covering a route from Caracucho to Morrope (the route is approximately 30 minutes long).

Gilberto doesn't have the luxury of taking a day off work. The money that he earns is enough to cover his basic needs and to help with the household expenses. This is the reason why he works every day on a steady schedule.

The loan that he requests from Edpyme Alternativa (Kiva Field Partner) is in the amount of 2000 nuevos soles. He needs the funds to invest in maintenance repairs to his car. Lately it has been experiencing some mechanical problems that has prevented Gilberto from working efficiently and this has resulted in a decreased revenue.
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Gilberto es un joven de 23 años de edad que vive con su madre y abuela en el caserío Hornitos, ubicado a 20 minutos de la ciudad de Mórrope (distrito perteneciente al departamento de Lambayeque).

Gilberto tiene un automóvil con el cual realiza un servicio de transporte público cubriendo la ruta de Caracucho – Mórrope (ruta de 30 minutos aproximadamente).

Gilberto no puede darse el lujo de dejar de trabajar un día, pues el dinero que gana le alcanza para cubrir sus necesidades básicas y ayudar en los gastos de su casa, es por ello que trabaja todos los días en horario corrido.

El crédito que solicita a Edpyme Alternativa es de 2 000 nuevos soles, que necesita para invertir en el mantenimiento de su automóvil debido a que últimamente éste ha estado presentando algunas fallas que no le han permitido, a Gilberto, realizar adecuadamente su trabajo algo que le ha generado una baja en sus ganancias.

About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gilberto to repair his vehicle which he uses for work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2011
May 6, 2011
Currency Exchange Loss:
May 15, 2012