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Maria Marta
Maria is the mother of a family. She is 56 years old and she was widowed a few years after she married. She has one son and she doesn't have a house of her own. She rents a room where to live and it is equipped with all of the basic services (running water, hydro, indoor plumbing). It is located in the urban region of the department of Cajamarca. The principal business activities in this department are mining, agriculture, tourism, and farming. Maria is a retailer of corn and alfalfa and she has been operating in the main market of the department for 8 years. Corn is a delicious food and it is consumed daily in the homes of the population and in the various restaurants in the region. It is consumed with ceviche (a food prepared with raw fish and lemon juice known world-wide) and with alfalfa. It is an herb that is used to feed livestock in the region (guinea pigs, rabbits, etc.). With the income that she earns through her sales she will improve the quality of her life.

The loan that she requests from Edpyme Alternativa (Kiva Field Partner) is in the amount of 1000 nuevos soles, funs that will be used to purchase different varieties of better quality corn. Her sales will be easier because she is a merchant who already has a clientele.

Maria is a woman who has won herself a clientele with effort and hard work, which is why she is very well known in the market in the department. She wants to give her son opportunities and a better life.
View original language description ↓
María es una madre de familia de 56 años de edad que quedó viuda unos años después de casarse ,con su hijo, no tiene casa propia alquila un cuarto para vivir, el cual tiene todos los servicios básicos (agua, luz y desagüe), ubicado en la zona urbana del departamento de Cajamarca. La actividad principal de éste departamento es la minería, agricultura, turismo y ganadería.
María se dedica a la venta minorista de choclo y alfalfa con una experiencia de 8 años en el mercado principal de dicho departamento. El choclo es un alimento rico y que se consume diariamente en las casas de los pobladores como en los distintos restaurantes de la zona porque lo utilizan para acompañar el ceviche (comida hecha a base de pescado crudo con jugo de limón, conocida en todo el mundo) y la alfalfa e una hierba que se utiliza para alimentar a diferentes animales de la zona (cuyes, conejos, etc.). Con los ingresos que obtenga vendiendo mejoraría su nivel de vida.
El préstamo solicitado a Edpyme Alternativa es de 1000 nuevos soles, dinero que utilizará en la compra de choclos de diferente especie y mejor calidad, su venta será más fácil por ser una persona que ya tiene su propia clientela.
María es una mujer que con su esfuerzo y trabajo se ha sabido ganar a su clientela, por eso es muy conocida en el mercado de su departamento, con el objetivo de darle mejores oportunidades en la vida para su hijo.

About Peru

  • $6,715
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $55,041,650
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria Marta to purchase corn of several varieties and alfalfa for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 6, 2011
Listed
May 6, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011