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Carmen Cecilia
The 1 de Diciembre communal bank meets every two weeks at the San Clemente resort. This place is well known because of its beautiful beaches that are visited by many national and foreign tourists alike. It offers a great diversity of beautiful places and a rich variety of traditional, regional dishes.

We met Carmen, 41, here. She’s married and has two children who are 18 and 13 years of age. Her eldest child has special needs and this is a very heavy burden for our friend. The youngest is in school and her husband’s a merchant.

Together with her husband she sells shrimp larvae. To do so, they have a laboratory where they grow and feed these larvae to later sell to shrimpers in the city. She relates to us that it’s quite a delicate process in that they purchase shrimp roe that they incubate in their laboratory to then feed and raise. When they reach a good stage of development they deliver them to various shrimpers in the city and nationwide. They work every day and have been in this business for 14 years.

This loan is to buy larvae and food so that they will grow well. She’s been in the communal bank for two years now and she likes it because the payments are easy to make. Her dream is to have a business of her own independent from her husband’s.
View original language description ↓
En el balneario de San Clemente cada quince días se reúne el Banco Comunal 1 de Diciembre. Este lugar es conocido por sus hermosas playas, que son muy visitadas por muchos turistas nacionales y extranjeros, ofrece diversidad de lugares hermosos y una rica variedad de platos típicos de la región.

En este lugar conocimos a la señora Carmen, tiene 41 años de edad, está casada y de esta relación tienen dos hijos de 18 y 13 años de edad, el mayor de sus hijos es discapacitado lo cual es una carga muy dura para nuestra amiga, el menor estudia en colegio. Su esposo es comerciante.

Ella junto a su esposo se dedican a la venta de larvas de camarón, para lo cual cuentan con un laboratorio donde ellos cultivan y alimentan estas larvas para luego llevarlas a vender a camaroneras de la ciudad, nos cuenta que es un proceso un tanto delicado ya que ellos compran los huevecillos del camarón y en su laboratorio los incuban y luego los alimentan para que tengan un buen desarrollo para después entregar a las distintas camaroneras de la ciudad y del país, trabajan todos los días, desde hace 14 años que están en este negocio.

Este crédito es para comprar larvas y alimentos para que estos tengan un buen desarrollo. Está en el Banco Comunal hace ya dos años y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener un negocio independiente del de su esposo.

About Ecuador

  • $10,200
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Carmen Cecilia to buy shrimp larvae and food.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2011
Listed
May 5, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011