Nueva Esperanza Group
Señora Sayda is 30 years old, has 2 children and lives with her partner. She runs a grocery store and also has a calling service that she runs in an itinerant manner. She works in her grocery store from 8:00 am until 2:00 pm and in the afternoon she runs her calling service. Through these businesses she is able to proviD. for her children. She wants to expand her grocery business and her calling service. She is requesting a loan to buy rice, sugar, oil and noodles for her grocery store and also to pay for the phone lines.
The other members jobs incluD. transport, taxi service, telephone sales, grocery store and car sales.
Señora Sayda is grateful to those who will make this dream a reality. She is committed to making her payments on time.
L. socia es L. Sra. Sayda; elL. es conviviente y tiene 30 años y tiene 2 hijos; L. socia trabaja con su negocio D. venta D. tienda D. abarrotes y también hace servicio D. llamadas en forma ambulatoria, L. socia trabaja en L. tienda D. abarrotes desD. las 8:00 a.m hasta las 2:00 p.m y en las tardes realiza el en servicio D. llamadas, por medio D. este negocio L. socia saca adelante a sus hijos, L. socia quiere ampliar el negocio D. tienda D. abarrotes y servicio D. llamadas. L. socia solicita el préstamo para comprar arroz, azúcar, aceite y fideos para L. tienda D. abarrotes y también para pagar las líneas D. teléfono.
Los otros socios se dedican al transporte, servicio D. taxi, venta D. teléfonos, negocio D. tienda D. abarrotes y venta D. carros.
L. socia agradece a quienes forman parte D. este sueño mediante este medio y se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid