Yaver A. is 43 years old. His is married and has two children, one of whom is still in school. Yavar is an IDP (Internally Displaced Person). He is a refugee from Fuzuli city who now lives with his beloved family in the Fuzuli region in Kurdmakhmudlu village. Yavar has been driving a taxi for two years. Before that, he was a herdsman, but he decided to change professions to receive a greater income. This is his second loan. The first time, Yaver borrowed $800. He is very thankful to Kiva lenders, and successfully repaid the loan. Now he needs 2000 AZN to buy repair parts to fix his car.
Yaver A. 43 qoda. On jenat i imeyet uje dvux detey odin iz kotorix uchitsya v shkole. Yavar yavlyayetsya IDP personom on pereselenec iz Fuzuli qoroda, seychas projivayet v Fuzuli regione, posolok Kurdmakhmudlu vmeste so svoyey lubimoy semyoy. Yavar uje 2 qoda kak rabotayet taxistom, ranshe on zanimalsya skotovodstvom no potom reshil pomenyat svoy bizness i etim nachal imet bolshe priboli. Eto uje vtoraya ssuda Yavera v perviy raz on blar 800$ za chto on blagodaren lenderam i Kive, on uspeshno vernul ssudu. Seychas on nujdayetsya v 2000 AZN chtobi kupit nujniye zapchasti dlya pochinki svoyey mashini.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.