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Agnes, age 40, has operated a general store business for about one year. Her store offers such items as rice, sugar, soap, cooking oil, water, juice, and cosmetics. She and her husband have no children but support one dependent relative. Her business is open from 6 a.m. until 8 p.m. every day.

Agnes has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more products to offer for sale in her store. With the profits, she plans to save money for her future and to reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 103
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD