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Fidel is 31 years old and is married with one child of his own and two more whom he takes care of. Fidel owns a paper mill where he sells different kinds of books. His business is well known, as well as organized. He employs one person as a helper and has two years of experience in this work.

Fidel has requested his first loan from Kiva, via Vision Finance Company, in order to purchase more kinds of books to sell. This will help him to satisfy his many customers. Fidel will be able to earn more profits, which can be reinvested in his business, and he will save for his future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD