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Francoise is 42 years old and married, with two children who are 14 and 19 years old. She also takes care of three children who are between 14 and 22 years old. Francoise sells sacks of charcoal in her store. Her business is well-organized. She has two years of experience in her business and she works from 5:30 A.M. until 9 P.M. every day except Sunday. She currently employs two people to help her.

Francoise has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more sacks of charcoal to sell, so she can improve her business. With the extra profit, Francoise will reinvest in her business and save for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $12,343,975
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD