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Francoise is 42 years old and married, with two children who are 14 and 19 years old. She also takes care of three children who are between 14 and 22 years old. Francoise sells sacks of charcoal in her store. Her business is well-organized. She has two years of experience in her business and she works from 5:30 A.M. until 9 P.M. every day except Sunday. She currently employs two people to help her.

Francoise has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more sacks of charcoal to sell, so she can improve her business. With the extra profit, Francoise will reinvest in her business and save for her future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 4
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Francoise to purchase more sacks of charcoal to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2011
Jun 1, 2011
Currency Exchange Loss:
Mar 15, 2012