They know each other as relatives, neighbors and friends. They sell tobacco, various first-need items and fish.
The members of the Djekafo group are on the first solidarity loan, which will be used to buy tobacco, various first-need items and fish.
Tenin F., plans to buy tobacco from the wholesalers in Fana. She sells locally in her village and in the nearby areas, for cash and on credit, to a customer base composed of both men and women. She plans to achieve an average monthly income of 7,500 West African francs, which will be used to pay off her loan and provide for the needs of her children, with the rest reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de tabac, d’articles divers et de poissons.
Les femmes du groupe Djekafo sont à leur premier prêt solidaire qui sera utilisé pour acheter du tabac, des articles divers et des poissons.
TENIN F. compte acheter du tabac avec les revendeurs de Fana. Elle effectue ses ventes quotidiennement sur place au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 7.500F CFA qui sera utilisé pour payer les échéances du prêt, prendre en charge les dépenses des enfants et le reste sera réinvesti dans son activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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