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Rafik V. lives with his wife and two children in Stepanavan city in the North of Armenia.

Together with his wife, Rafik takes care of their small farm, consisting of cows, pigs, chickens and a horse.

Rafik has applied for this loan to increase the livestock and expand the business in order to cover the family's daily costs and create more sustainable ground for his children's future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 106
    View loans »
    Armenia Loans Fundraising
  • $12,432,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rafik to buy more livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 22, 2011
May 5, 2011
Currency Exchange Loss:
May 17, 2014