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Naseem's Group
In this Group: Naseem, Zahida, Jamila, Shamim Akhtar, Akhtari
Naseem has applied for a loan from Kiva partner Asasah for her son who is involved in the transportation business. He drives a rickshaw and provides pick-up and drop-off services to his passengers and school children. His rickshaw has grown old and its engine needs repair work. With the loan, he will repair the engine, which will help him provide better transport services and earn better profits.

Naseem is a widow who lost her husband few years ago. It was a difficult time for her but she worked very hard to raise her two sons. Her youngest son works in a factory and contributes to the family financially from his earnings. Both of her sons were educated to the 5th standard but couldn’t study further due to Naseem's poor financial conditions. Naseem now prefers staying at home and doing her household work. She lives in Sahiwal, which is a small city in Pakistan known for its agriculture industry. She has been living there in the area of Ghala mandi in a two-room brick house for the last 20 years.

She hopes that through the loan, her son’s business will improve and she will be able to marry him soon. She is a regular loan user of Asasah and this is her third loan application. She is a very responsible client and in previous loans, she has always paid her installments on time and never missed a single meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Naseem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 84.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,200 loan helped a member to repair her son's rickshaw.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 2, 2011
May 5, 2011
Currency Exchange Loss:
Apr 15, 2012