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Josephine
Josephine is 31 years old. She is married with four children between the ages of 3 and 10 years old. Josephine earns a living by selling various goods such as: soft drinks, lotion, toilet papers etc. This is her tenth successful year in this business. Her business is well-organized. She operates her business from 6 a.m. until 7 p.m. every day except on the weekends and she employs one person to help her.

Josephine has requested a Kiva loan via Vision Finance Company to buy more varied goods to sell such as: soft drinks, lotion, toilet papers etc. By expanding her business and adding more goods and workers, Josephine hopes to earn more profits. She will save for her future and pay her children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 47
    View loans »
    Rwanda Loans Fundraising
  • $12,349,300
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD