Leoncia Maria's Group
They tell us that through this bank they learned to be united, responsible, and punctual. They say: "here we feel happy, we forget about our problems for a while". They also mention that the loan the get from the bank is of great help.
Leonicia sells vegetables, meats and canned goods in the jungles of Ayacucho and at the local markets. She also brings fruits back with her from different zones to sell them at the Nery Garcia Market.
Nieves has been selling firewood for 4 years and she does this from her home. She commented that she became a member of the bank thanks to a friend.
Although Sonia and her husband have an iron shop, she has been selling firewood from her home since last year.
Leonicia, Nieves, and Sonia need a loan of 900 soles, 1000 soles and 1000 soles respectively which will be used to purchase fice, noodles, sugar, wheat, chicken, carrots, firewood, charcoal, paints, wrough iron supplies and big metal sheets.
Their savings will be used for their children's education, some emergencies they might have, and their own capital. These women's dreams are to make sure their kids move forward in life, give them a good education, improve their home and perhaps be able to open another business.
Translated from Spanish by Maria Peterson, Kiva Volunteer.
Leoncia, Nieves y Sonia pertenecen al Banco Comunal Qory Qaytu que significa “Hilo de Oro” en quechua, desde hace 1, 4, 1 años respectivamente.
Ellas cuentan que en el Banco Comunal ellas aprendieron a ser unidas, responsables, puntuales; dice “aquí nos sentimos alegres, olvidamos por un momento nuestros problemas”. También mencionan que el préstamo que les da el Banco Comunal es de gran ayuda para sus negocios.
Leoncia vende verduras, carne y abarrotes en la Selva de Ayacucho, es feriante y vende en el Mercado de Pichari y de las ferias trae frutas de la zona para luego venderlos en el mercado Nery García.
Por otro lado Nieves vende leña desde hace 4 años y lo hace en su casa. Ella cuenta que llegó a ser socia del Banco Comunal por invitación de una amiga.
Mientras que Sonia junto a su esposo tienen un taller de planchado y pintura, Sonia además vende leña desde hace 1 año en su casa.
Leoncia, Nieves y Sonia necesitan préstamos de 900 soles, 1000 soles, 1000 soles respectivamente, que serán invertidos en la compra de arroz, fideo, azúcar, trigo, pollo, zanahoria, leña, carburo, pinturas, soldaduras, planchas metálicas.
Sus ahorros los utilizarán para los estudios de sus hijos, alguna emergencia, tener un capital propio.
Los sueños de Leoncia, Nieves y Sonia son sacar adelante a sus hijos, darles una buena educación, mejorar su casa y tener otro negocio.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid