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Kaisarina is 42 years of age and married with seven children. Kaisarina owns & operates a business selling baked goods in the local community. She has two years of experience in this business. Kaisarina needs a loan of WST $2,000 to purchase additional products to sell. She plans to use the profit from her business (estimated to be 300 talas per week) to improve/expand the business.

Kaisarina joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Kaisarina's third loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 65
    View loans »
    Samoa Loans Fundraising
  • $7,805,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Kaisarina to purchase additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2011
May 4, 2011
Currency Exchange Loss:
Apr 19, 2012