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Immaculee
Immaculee is 47 years old and married with four children between the ages 10 and 20 years old. Her business is well-organized. She employees five person to help her. Immaculee starts from 6 am until 11 pm every day and three years of experience. Immaculee operates a restaurant..


Immaculee has requested a loan from Kiva lenders in order to buy new materials for her restaurant. With the increased profit from the loan, she hopes to reinvest in the business and save for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 68
    View loans »
    Rwanda Loans Fundraising
  • $11,850,375
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD