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Seraphine
Seraphine is 29 years old and is married with two children, who are 2 and 5 years old. She sells food in her restaurant. She started this business three years ago and she employs four people to help her. Seraphine works from 6 am until 10 pm every day.

Seraphine has requested her first loan from Kiva partner Vision Finance Company in order to buy new materials like plates, forks, and tables for her restaurant. With her profits, Seraphine will reinvest in her business and to pay her children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 94
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD