Vincent is 43 years old, married, with five children aged 23 to 13, living in Karuguuza, Uganda. He is the sole breadwinner for the family and his desire is to have a self-sustaining family. For 21 years he has been running a butchery business and with the income generated he has been able to buy land and build a house. He faces a challenge of high prices and hopes to start refrigerating meat in future. Vincent intends to use the loan to buy cows to sell as meat.