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Juana A. Fernández is 37 years old, married and lives with her husband and 2 children who are her priorities. She would like to buy a motorcycle to travel to work, Juana’s job is far from where she lives and transportation is difficult which is why she decided it would be best to buy a vehicle to be more punctual and efficient. Juana wants to keep going with her job and to keep earning her wages for her daily expenses.

This is Juana’s first loan from FUDECOSUR. She has not had any other loans in state banks, but FUDECOSUR has given her the loan with ease and low interest rates.

View original language description ↓
Juana A. Fernández, tiene la edad de 37 años, está casado y vive con su esposo y 2 hijos que son sus prioridades. Ella lo que pretende es comprar una moto para su trasporte al trabajo. Ella tiene un trabajo largo de donde vive y su trasporte es muy difícil por lo cual opto con la compra del vehículo para ser más puntual con la hora de llegada y ser más eficiente. Ella lo0 que quiere es seguir adelante con su trabajo y seguir generando ganancias para el sustento diario.
Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 496.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jauna buy a motorcycle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 18, 2011
Apr 30, 2011
Currency Exchange Loss:
Apr 15, 2012