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Sahib M., a 61-year-old married father of six children, is the family's sole breadwinner, and his only income derives from raising and then selling large livestock at the local market. Each year he buys young calves from the farms in adjacent villages, raising them with the help of his wife and children and then selling the adult cows to local butchers.

Sahib would like to expand his business, as the income from his existing herd isn't enough to provide for his family. To do this, he is requesting a loan of 500 AZN to purchase two baby calves.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sahib to purchase two baby calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 29, 2011
Apr 30, 2011
Currency Exchange Loss:
May 16, 2012