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Akbar U. is a 37-year-old farmer who is married and has three sons. He has been breeding cattle since 1998, starting with initial capital of 20,000 KGS. Today he has milk cows, sheep and horses at his farm and also cultivates a plot of land where he grows corn, wheat and vegetables.

Akbar wants to use this loan of 100,000 KGS to buy more milk cows in order to increase milk sales and acquire new customers. With the revenues from this loan, he plans to build a barn for his cattle to provide good conditions of cattle maintenance.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,773,100
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Akbar to purchase cattle.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Mar 30, 2011
May 2, 2011
Currency Exchange Loss:
Nov 15, 2011