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Seng S., 55, is a rice farmer living in Kompong Cham province. She has spent most of her life in the rice planting business. She always uses her own farmland to grow her rice crop in both dry and rainy seasons. Most of her planting activity always gets good results and she is able to make an average daily profit of US $1.50. Her husband works with her on the farm and he also buys animals from the villagers, fattens them for a while and then sells them for a profit. Because the animal sales business is the family's main source of income, Seng S. has requested a loan as capital for her husband to buy an extra cow to sell.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,565,125
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Seng to buy an extra cow to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2011
May 2, 2011
Currency Exchange Loss:
Nov 15, 2011