Seng S., 55, is a rice farmer living in Kompong Cham province. She has spent most of her life in the rice planting business. She always uses her own farmland to grow her rice crop in both dry and rainy seasons. Most of her planting activity always gets good results and she is able to make an average daily profit of US $1.50. Her husband works with her on the farm and he also buys animals from the villagers, fattens them for a while and then sells them for a profit. Because the animal sales business is the family's main source of income, Seng S. has requested a loan as capital for her husband to buy an extra cow to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.