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Buraima S. is 57 years old and widowed. She is the mother of two grown sons who live on their own. Now she is the caretaker of her twelve-year-old grandson who is the main helper for her.

Buraima has been engaged in the cattle breeding business since 1990, which she started in order to find additional means of income. She worked hard and managed to maintain the farm with monthly income in the sum of 8,000 Kyrgyzstani soms (KGS). With the revenues from selling milk products, she was able to plant seeds of tomatoes, cabbage and pepper, which today yield good profits also.

Now Buraima is applying for a loan of 50,000 soms to buy a milk cow, which will allow her raise her sales of milk. With the revenues, she plans to broaden her business by further enlarging her cattle herd.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the needs of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Buraima to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2011
May 2, 2011
Currency Exchange Loss:
Apr 15, 2012