Marina has a sales position the market of los Olivos. There she has her business of selling beauty supplies and clothing; a business that has prospered much with time. When she started it not long ago, she only sold beauty products. She is the founder of the group called "EL ALGODONAL FLORECE" ("THE COTTON PLANTATION FLOURISHES") and is thankful because assembling the group helped her to progress and to improve her quality of life as well as help her children in their studies. What she most desires is to continue doing this until they become professionals. During all this time she has learned to invest in her business. It is because of this that she has now managed to grow and to have a well supplied business. In addition, each week she travels in the country carrying her products such as sweaters, coats and pants. Señora Maria wants to continue progressing and to have more stores. On this occasion she will invest her loan in the purchase of winter clothes, taking advantage of the fact that the season of cold approaches. She is the treasurer of the group "EL ALGODONAL FLORECE" . Maria is the last one on the right in the photo. She appears with a white seater with diamonds on it.
Marina tiene un puesto D. venta en un mercado D. los Olivos, allí tiene su negocio D. venta D. artículos D. belleza y ropa un negocio que ha prosperado mucho con el tiempo, cuando recién empezó solo vendía productos D. belleza, ella es fundadora del grupo “EL ALGODONAL FLORECE” y esta agradecida porque integrar el grupo le sirvió para progresar y mejorar su calidad D. vida además D. ayudar a sus hijos en sus estudios lo que mas desea es seguir haciéndolo hasta que se conviertan en profesionales, durante todo este tiempo aprendió a invertir en su negocio es por ello que ahora ha logrado crecer y tiene un negocio surtido, también cada semana viaja a provincia llevando sus productos como chompas, casacas y pantalones. La Sra. Marina quiere seguir progresando y tener mas tiendas en esta ocasión invertirá su préstamo para la compra D. ropa D. invierno aprovechando que se avecina la temporada D. frío, ella es la tesorera del grupo “EL ALGODONAL FLORECE”.
* Marina es la ultima D. la foto aparece con chompa blanca con coquitos.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.