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Francisco Marcelo P. Cadena, age 45, is from the city of Ibarra. He is in a common-law marriage, and he does not have children. He has an elementary school education.

Francisco started working as a bricklayer’s helper when he was 11 years old. In time he acquired experience, and now he makes his own designs for houses. He specializes in building a mix of brick facade and wood. He currently works with four helpers.

He now lives in a rented apartment. However, he is currently building his own house on land that he inherited.

He is requesting to loan to be able to buy the needed material to finish his house. In the future he will be able to give his children the amenities that he never had.
View original language description ↓
Francisco Marcelo P. Cadena, tiene 45 años de edad, es oriundo de la ciudad de Ibarra, vive en unión libre, no tiene hijos, su nivel de educación es primario. Francisco empezó a trabajar desde que tenía 11 años como ayudante de albañil, con el tiempo ha adquirido experiencia y ahora él mismo hace sus propios diseños de casas y se especializa en la construcción mixta en ladrillo visto y madera, actualmente trabaja con 4 ayudantes. Actualmente vive en un departamento arrendado, pero al momento está construyendo su propia casa en el terreno que le corresponde como herencia, por lo que está solicitando un préstamo para poder comprar el material necesario, terminar su casa y en el futuro poder tener hijos y darles las comodidades que él nunca tuvo.

Additional Information

About FODEMI, a partner of World Vision International

FODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Francisco to buy construction material to finish his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 28, 2011
Currency Exchange Loss:
Apr 17, 2012