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Zayirbek T. was born in and lives in the Republic of Tadjikistan. He grew up in a large family with eight children and from early childhood he had to help his parents in the field and in breeding cattle. After serving in the army, Zayirbek returned home and began to work as a driver at his local place. He was 25 years old when he married and he later became the father of three boys.

In 1999 Zayirbek with his family moved to the central part of Kyrgyzstan, to Oktyabrskoe village. Using the money he had earned, Zayirbek bought a house and got a job as a driver. Using his salary, he was able to buy bull-calves for fattening and in 2008, he decided to devote his time to an animal breeding business.

Being a very purposeful and positive person, Zayirbek works hard to support his family and today, he has three milk cows, one bull-calf and two sheep at his farm. Zayirbek plans to use this loan of 80,000 Kyrgyz Soms to increase the number of cattle. In the future, Zayirbek is planning to give higher education to his children and build a house for his family

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population.

Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 94
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Zayirbek to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 29, 2011
May 2, 2011
Currency Exchange Loss:
Apr 17, 2013