Stanlaus M. is thirty-five years old, married, and has three children between ten and five years old. His business is located at Malinya in Kakamega. Kakamega is a rich agricultural area found in the western region of Kenya. The area is known for large-scale production of sugarcane and thus commonly referred to as the sugarbelt region. He sells such items as rice, flour, oil, detergents, soft drinks and others to the local people. He says that this business is profitable and the major challenge he has is there are so many people doing the same kind of business in the area. Customers are not loyal, as they are spoiled for choice. However, he works very hard to keep his business doing well.
He is using his loan of Kes 80,000 to buy more items to expand his business. The items include rice, flour, cooking fat and detergents. He hopes to be a wholesaler in the future. He also hopes to give his children quality education to the university level. In the future, he sees himself owning a plot of land on which he will build a house for his family. He describes himself as hardworking and determined.