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Sarafina Group
In this Group: Mwanahamis, Issabela, Shabani, Mwanaid, Mwanaisha, Zulfa, Zena, Nia, Fatuma*, Safina, Jane, Yahaya, Johari, Abdul*, Zabibu
* not pictured
Mwanahamis Z. is in her late thirties and is single with three children. She has had a food vending business for six years. Her business is open from 8:00am to 11:00pm daily and she is able to make a small monthly profit.

This will be Mwanahamis's 1st loan from Tujijenge Tanzania. She hopes for a loan to increase the food stock by buying a sack of rice, wheat flour, a bucket of cooking oil, corn flour and half a sack of beans. Her dream is to one day buy land to build her house.

Mwanahamis will share this loan with her loan group Sarafina which has a total of 15 members. The members of the group will hold each other accountable in paying back their loans.

In the picture, Mwanahamis is 1st on the left in a dark blue blouse.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 68
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,507.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarafina Group's $3,350 loan helped a member to increase food stocks by buying a sack of rice, wheat flour, beans, corn flour and a bucket of cooking oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 21, 2011
Apr 29, 2011
Currency Exchange Loss:
Oct 15, 2011