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Khalida's Group
In this Group: Khalida, Magdani, Parveen, Majeedan, Rabica
Khalida belongs to Arifwala which is a small city of Punjab, Pakistan and known for its agriculture and dairy industry. She has been living there with her family in a 2-room brick house for the past 15 years.

Her husband's name is N. M. and he operates a grocery store in the community market. Through his store, he sells daily use items like spices, sugar, rice, etc. to his customers at cheap rates. His customer dealing is very good that’s why he is able to attract more customers who purchase groceries from him regularly.

Khalida doesn’t have any children. She spends most of her time staying at home and doing her household responsibilities. She has applied for a loan from Kiva partner Asasah for the expansion of her husband’s grocery store business. Through the loan, he will purchase groceries in bulk that will enable him to fulfill the needs of his customers on time and earn maximum profits. He has been operating this business for the past 10 years and Khalida is hopeful that an investment will bring positive financial changes to his business.

Note: In the photo, the lady with a book (called Asasah Passbook) is Khalida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 454
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 84.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khalida's Group's $1,425 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 27, 2011
Apr 29, 2011
Currency Exchange Loss:
Apr 15, 2012