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Mary Luz
Mary Luz C. is 44 years old and lives in the municipality of San Jacinto, in Bolivar province, where handicrafts and dressmaking are income-generating activities that are very common among the town's women. It's not surprising, then, to find that Mary has her own dressmaking workshop. She also has a store where she sells handicrafts that is well-known in the region. Her family includes her husband and 3 children aged 12 to 24 years. One of her children is in school, and the other 2 are working independently; they have chosen to develop their autonomy in the face of all that life presents them.

Mary started her dressmaking and handicraft businesses 23 years ago. She learned to sew from her uncle, and perfected her techniques through training at SENA. She strengthened her business through loans from the Fundación Mario Santo Domingo, from which she has received 2 loans. With this loan from Kiva she will buy handicrafts and supplies for her sewing workshop. This is a safe investment because she works based on orders from her customers, particularly in the seasons when there is the most tourism in her area. Mary Luz tells us that the loans have increased her working capital and her profits, which has allowed her to improve her home and buy household goods needed by her family. Her dream is to keep increasing her profits through disciplined work, so that she can make improvements to her home until it is absolutely beautiful.
View original language description ↓
Mary Luz C. de 44 Años vive en el municipio de San Jacinto, en el departamento de Bolívar, donde las manualidades y las confecciones son actividades generadoras de ingresos, muy usual entre las mujeres habitantes de esta población y lógicamente Mary Luz no es ajena a ello, porque trabaja en su propio taller de confecciones y tiene un un punto comercial de artesanías propias de la región bien acreditado. Su familia está conformada por su esposo y por sus 3 hijos en las edades de 12 a 24 años de edad, uno de ellos estudia y los otros dos son trabajadores independientes pues han elegido desarrollar su autonomía en todo lo les plantea la vida.
Ella se inicia en el negocio de las confecciones y en la venta de artesanías hace 23 años, lo cual aprendió de una tía, lo perfeccionó mediante capacitaciones con el Sena y lo fortaleció con los financiamientos del Fundación Mario Santo Domingo, con la cual ha recibido dos créditos; con su credikiva comprará artesanías y materiales para el taller de confecciones, inversión segura porque la trabaja sobre los pedidos de sus clientes, especialmente en las épocas de mayor turismo en este municipio. Mary Luz cuenta que sus financiamientos han logrado aumentarle el capital de trabajo y con ellos sus utilidades que le han permitido hacer mejoramiento de su vivienda y comprar los enseres que ha necesitado su familia. Su sueño se concentra en continuar aumentando sus utilidades mediante su trabajo disciplinado para lograr hacerle mejoramiento a su vivienda hasta dejarla totalmente hermosa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 246
    View loans »
    Colombia Loans Fundraising
  • $13,361,775
    Funds lent in using Kiva
  • 1,782.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Mary Luz to buy supplies for her dressmaking workshop and handicrafts to sell.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2011
Listed
Apr 29, 2011
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2012