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Chotzague Group
In this Group: Elma Catarina , Glenda Evelin , Amalia Petrona , Edmundo Mollinedo , Ana Estela
Elma Catarina C. S. is married and is 48 years old. She finished the third year of high school. She has four children, two of whom are in school. Elma sells food. She has a year of experience with this business. She began her business selling snacks, and she relies on her husband's help.

She wants to increase her working capital, so she decided to organize a group to apply for a loan from ASDIR. This loan will help her to buy supplies for her food business: vegetables, meats, condiments, corn and other ingredients she needs for her business to produce more earnings.

The other group members work in snack sales, running a general store and raising animals. Elma want to see her business have a larger dining area.
View original language description ↓
Doña Elma Catarina C. S., es casada, tiene 48 años de edad, curso el tercer año de educación secudaria, tiene 4 hijos 2 de los cuales estan estudiando, se dedica a la venta de comida, lleva 1 año de experiencia en este negocio, inició su negocio vendiendo refacciones, cuenta con el apoyo de su esposo.

Quiere ampliar su capital de trabajo, por lo que decide organizar un grupo para solicitar un préstamo a ASDIR que le servirá para comprar insumos para el negocio de comida que atiende, verduras, carnes, condimentos, maíz, y otros ingredientes necesarios para que su negocio pueda producir mas ganancias.

Las otras integrantes del grupo se dedica a la venta de refacciones, atención a una tienda en general y a la crianza de animales. Quiere ver que se negocio sea un comedor mas grande.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 96
    View loans »
    Guatemala Loans Fundraising
  • $9,667,175
    Funds lent in using Kiva
  • 7.6
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Chotzague Group's $1,300 loan helped a member to buy supplies for food sales.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 18, 2011
May 3, 2011
Currency Exchange Loss:
Dec 15, 2011