“I live in a four-room house with my three children and husband. We live in a relatively rural area in the agricultural heartland of Pakistan. I run a small store right next to my house and want to add a few items to it. Since we have electricity in our town, I would like to purchase a fridge to store soft drinks and ice creams, etc. I would also like to add a telephone call office so that people from the neighbourhood can come and place phone calls (they would pay to call). I think the call office will bring in good business. With the remaining money, I will purchase some stock for my store. These are the reasons I require a loan."