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Perfume De Rosas Group
In this Group: Alcira, Marina, Lourdes, Adela Margarita, Hugo Olver, Lorena Fatima, Susy Ana, Gloria Beatriz
The communal bank named "The Perfume of Roses" will be on their first loan cycle with Pro Mujer (Kiva Field Partner), as part of Centro Focal de Los Andes. It is made up of eight members and it is governed by a board of directors which is led by Alcira. The members have various types of businesses. Among them are: fruit sales, clothing sales, ladies' clothing sales, grocery store, cosmetics sales, public telephone and photocopy center, hardware store, linen sales.

Alcira says that this is the first loan cycle for their communal bank with Pro Mujer and they joined following an invitation by a promoter. Currently she has had her business selling fruit for one month.

The loan that she requests will be used to increase her capital funds. This business helps her generate an income to support her family in whatever possible. She lives with her common-law husband and their three children.
View original language description ↓
La A.C. “PERFUME DE ROSAS” iniciará su primer ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Alcira. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: Venta de fruta, venta de ropa, ropa de dama, tienda de abarrotes, venta de cosméticos, punto VIVA y fotocopiador, ferretería, venta de frazadas.

La señora Alcira, indica que es el primer ciclo que integra una asociación comunal en Pro Mujer, y que ingreso por invitación de la promotara. En la actualidad ella tiene un negocio venta de fruta que viene trabajando hace un mes atras.

El crédito que ahora sacará es para aumentar su capital. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene tres hijos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 235
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Perfume De Rosas Group's $2,000 loan helped a member to purchase fruits for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 25, 2011
Apr 29, 2011
Currency Exchange Loss:
Oct 15, 2011