Perfume De Rosas Group
Alcira says that this is the first loan cycle for their communal bank with Pro Mujer and they joined following an invitation by a promoter. Currently she has had her business selling fruit for one month.
The loan that she requests will be used to increase her capital funds. This business helps her generate an income to support her family in whatever possible. She lives with her common-law husband and their three children.
La señora Alcira, indica que es el primer ciclo que integra una asociación comunal en Pro Mujer, y que ingreso por invitación de la promotara. En la actualidad ella tiene un negocio venta de fruta que viene trabajando hace un mes atras.
El crédito que ahora sacará es para aumentar su capital. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene tres hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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