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Claveles Group
In this Group: Maria Luisa, Carmen Julia, Martha, Nicolasa Nelly, Virginia Maria, Juana Blanca, German Freddy, Maria Elena, Bertha
The “CLAVELES” (Carnations) community bank is about to start its third loan cycle with Pro Mujer, as part of the Villa Tejada regional office. The group has eight members and is managed by an executive committee which is led by María. The businesses that the members are engaged in are varied and include: selling cards, selling sweaters, selling food, selling coffee, selling cleaning products, selling car parts, making clothes, making jackets and making blankets.

María tells us that she has been working with Pro Mujer for ten years. She currently has a business selling food. This is a business that she learned from her parents and her evangelical school. She has been in this business for fifteen years and has a lot of customers.

María will use her loan to increase her merchandise (to prepare her food). She will buy her merchandise in El Alto, in the 12 de Octubre neighborhood and will make her sales from her fixed sales location, from Monday to Friday. This work allows María to make money to support her family. She is married and has four children.

When we asked her what she likes about Pro Mujer, she replied that she likes the savings and the speed with which you can get a loan.
View original language description ↓
La A.C. “CLAVELES” iniciará su tercer ciclo en Pro Mujer, como parte del Centro Villa Tejada, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Maria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de tarjetas, venta de chompas, venta de comida, venta de café, venta de artículos de limpieza, venta de repuestos de autos, confección de prendas de vestir, confección de chamarras, confección de mantas.

La señora María, indica que hace diez años que trabaja con Pro Mujer. En la actualidad ella tiene un negocio de venta de comida que aprendió de sus padres y de la escuela evangélica desde hace quince años, ganado muchos clientes.

El crédito que ahora sacará es para incremento de mercadería (para la elaboración de comida), las que comprará en El Alto, en la 12 de octubre y lo venderá en su puesto fijo de lunes a viernes. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y el préstamo rápido.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 178
    View loans »
    Bolivia Loans Fundraising
  • $30,838,375
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Claveles Group's $1,675 loan helped a member to invest in merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 20, 2011
Listed
Apr 29, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2011