Barrio Lindo Group
Paula tells us that this is the first time she has joined a Pro Mujer community bank. She joined via an invitation from Marina, a promotor who came to Barrio Lindo. Paula has a dressmaking workshop where she makes women's clothes. She has been working there since she migrated from Brazil 20 years ago.
Paula will use the loan that she has requested to buy fabrics (which will help her to increase her capital). She will buy her fabrics in Mariscal Santa Cruz Street, Max Paredes, La Paz. She will then sell the products that she makes wholesale, with the help of her husband and her seamstresses. This work allows Paula to make money to support her family. She is married and has three children.
When we asked her what she likes about Pro Mujer, she replied that she likes the ease of the loans which give you money with which to increase your income.
La señora Paula, indica que es la primera vez que integra una asociación comunal en Pro Mujer, ingresando por invitación de Marina, promotora que vino a la zona de Barrio Lindo. En la actualidad ella tiene un negocio de taller de costura de ropa de mujer que trabaja desde que migro a Brasil hace 20 años.
El crédito que ahora sacará es para la compra de telas (que servirá para incrementar su capital), las que adquirirá de la calle Mariscal santa Cruz, Max Paredes, galería La Paz; posteriormente elaborados sus productos los venderá por mayor, con la ayuda de su esposo y sus costureros. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la facilidad de préstamo de dinero para aumentar ingresos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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