Siempre Adelante Group
Cielia works preparing and selling breakfasts to go. She sells a drink containing maca (a native plant), sweetened apple water and soy milk, and combines these drinks with sandwiches such as bread with cheese, olives, avocado, etc.
Cielia has been in this business for 12 years and her sales location is outside the Universidad del Centro. She has a large number of customers as she offers cheap breakfasts that are affordable to the students.
Cielia is requesting a loan to equip her small cart from which she sells her breakfasts.
In the photograph, Cielia is in one of the small photos. She is the second one from the left, wearing a pink top and a blue sweater. She wasn't present when the meeting took place because she had to take her son to the hospital.
The member in the small photo on the far right is Magdalena U. C. who couldn't attend for work reasons (she didn't have anybody to mind her store).
The member in the small photo on the far left is Maria R. B. who couldn't attend because she had work which she needed to deliver (she types documents for people).
Clelia trabaja preparando desayunos al paso; vende maca, agua de manzana, leche de soya; y los acompaña con "sanguches", como por ejemplo: pan con queso, aceitunas, paltas, etc.
Clelia trabaja en esta actividad hace 12 años, y tiene su puesto al frente de la Universidad del Centro; tiene gran cantidad de clientes, por ofrecer desayunos econòmicos al alcance de los alumnos.
El prèstamo solicitado es para acondicionar la carretilla donde vende los desayunos.
(En la fotografìa Clelia esta en una de las fotos pequeñas y es la segunda de la izquierda, viste de polo color rosa y chompa color azul; no se encontraba presente al momento de la reuniòn porque llevo a su hijo al hospital)
La socia de la foto pequeña del extremo izquierdo, es Magdalena U. C., no estuvo presente por motivos de trabajo/ no tenìa con quièn dejar su tienda.
La socia de la foto pequeña del extremo derecho, Maria R. B., no estuvo presente por tener trabajos pendientes por entregar/ hace tipeos.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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