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Victor
Victor is 51 years old. He lives with his partner and they have four children. Together they live in the community of Villa Quintiarina, Kimbiri village district.

From a young age Victor wanted to own land to farm, so as to be able to leave his job as laborer working in land owned by others. Thanks to the savings he accumulated over the years he was finally able to fulfill his dream, and he now owns 5 hectares where he grows cocoa and banana. Both products have a high demand and the middlemen are his main buyers, particularly cocoa. That's how he gets a good price for his sacks of harvested grain.

During the harvest and when it's time to clean his plantations he has to hire laborers, although occasionally his children help him. His future plan is to demolish his house, built in basic materials, and build a new house in finer materials so as to make his family more comfortable.

This is his 12th loan with MFP and he is committed to continuing to fulfill the payment schedule. He also feels very comfortable working with his community bank. With the loan money he will buy tools for his job, such as pruning shears, saws and machetes, that will be of great use to improve his farm.
View original language description ↓
Víctor tiene 51 años de edad, convive con su pareja y tienen cuatro hijos. Juntos residen en la comunidad de Villa Quintiarina, caserío del distrito de Kimbiri. Víctor desde muy joven quería tener su propio terreno para cultivar, para así dejar el trabajo de jornalero y trabajar en tierras ajenas. Pero con sus ahorros que acumuló durante años, pudo al fin concretar su sueño, y ahora posee 05 hectáreas en donde cultiva cacao y plátano, productos que tiene mucha demanda, ya que las empresas acopiadoras son quienes más compran sus productos, en especial la de cacao, es así como recibe buen pago por sus sacos de grano cosechado. En temporada de cosecha y limpieza de sus plantaciones, tiene contratar jornaleros, pero en ocasiones recibe la ayuda de sus hijos. Su plan a futuro es demoler su casa de material rustico y construir una nueva casa a base de material noble, para que de esa manera se sientan cómoda toda su familia. Este es su 12avo crédito con MFP, por el cual se compromete a seguir cumpliendo con su cronograma de pagos, además se siente muy a gusto trabajar con su banco comunal. Con el dinero del crédito comprará herramientas para su trabajo como tijeras de poda, serruchos y machetes que le serán de gran utilidad para mejorar su campo de cultivo.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Victor to buy tools such as pruning shears, saws and machetes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 14, 2011
Listed
Apr 29, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2012