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Deolinda Almeida
Deolinda Almeida M. was born in Boane District, Maputo Province, in southern Mozambique. She is married and the mother of one school-age child. She completed 12th grade and didn't continue with her schooling because she needed to start working to contribute to family expenses. She lives with her family in a house given to her by her uncles and doesn't support anyone additional.

She has never left Boane, her native region, and is an employee of the Ministry of Education. She has worked as a teacher for over eight years. Her monthly salary is 7000 meticais, which she uses for household expenses and is able to save a portion of in her bank account.

She has had loans at other banks, and learned of Hluvuku through her friend who is a client there. This is her third loan at Hluvuku. The loan is for 15,500 meticais, with which she plans to buy construction materials (cement, sand, stone, and other items) to continue building her house. The previous loans were for 5,000 and 12,000 meticais, both for the house.

She is committed to paying on schedule to be able to obtain future loans. Her dream is to request loans to complete the house and continue with her studies.
View original language description ↓

Deolinda Almeida M. nasceu no Distrito de Boane, Província de Maputo, sul de Moçambique casada mãe de 1 filho de idade escolar. Fez 12ª classe não continuou porque teve que começar a trabalhar para aliviar algumas despesas familiares. Vive na casa cedida pelos tios com a sua família e não sustenta mais ninguém.

Nunca saiu de Boane sua terra natal, é funcionaria do Ministerio de Educação trabalha como docente ha mais de 8 anos. Tem um salario mensal de 7.000.00mt que aplica nas despesas de casa e consegue poupar uma parte na sua conta bancaria.

Ja teve empréstimos em outros bancos, conheceu a Hluvuku através de sua amiga que é cliente desta instituição. Este é o seu terceiro empréstimo na Hluvuku no valor de 15.500.00mt com o qual pretende comprar material de construção (cimento, areia, pedra e outros) para dar continuidade com a construção da sua casa. Os emprestimos anteriores foram de 5.000.00mt e 12.000.00mt aplicados na habitação.

Compromete se a pagar devidamente para poder aceder a outros créditos no futuro. O seu Sonho é de solicitar novos empréstimos para concluir a casa e continuar com os seus estudos.


Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 22
    View loans »
    Mozambique Loans Fundraising
  • $2,320,575
    Funds lent in using Kiva
  • 31.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Deolinda Almeida to purchase construction materials (cement, sand, stone, and other items).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 31, 2011
Listed
Apr 29, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2012