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Otilia Tomas
Otilia Tomas da Conceição T. was born in Xinavane, Maputo Province, in southern Mozambique. She is married and has three children, ages 27, 29 and 34, all of whom are no longer in school. She only completed 5th grade and didn't continue her schooling due to an early marriage. She lives in her own home with her family and supports her grandchildren, who live with her.

She left Xinavane for Boane District with her husband. She has land that she has been using to grow crops for over 18 years. She has one employee who helps her to prepare the land. She has monthly earnings of about 3,000 to 4,000 meticais on average, which she uses for household expenses and is sometimes able to save a portion in her bank account.

She has had loans at other banks, and learned of Hluvuku through partners of the institution. This is her seventh loan with Hluvuku, and is for 20,000 meticais. With the loan, she plans to purchase agricultural inputs (seeds, fertilizers, and other items) to increase the area of production.

She is committed to paying on schedule in order to obtain future loans. She plans to request new loans to increase the agricultural area and to become the largest producer of crops.
View original language description ↓

Otilia Tomas da Conceição T. nasceu em Xinavane, Província de Maputo, sul de Moçambique casada mãe de 3 filhos de 27, 29 e 34 anos de idade todos ja naõ vaõ a Escola. Fez somente 5ª classe não continuou porque foi ap lar muito cedo (casamento prematuro). Vive na casa propria com a sua família e sustenta seus netos que vivem com ela.

Saiu de Xinavane para o Distrito de Boane com o seu marido. Tem uma propriedade de terra que usa para a produção de Horticulas ha mais de 18 anos e possui empregado que lhe ajuda na preparação da terra onde consegue um rendimento de cerca de 3.000.00mt a 4.000.00mt em media por mês que aplica nas despesas de casa e as vezes consegue poupar uma parte na sua conta bancaria.

Ja teve empréstimos em outros bancos, conheceu a Hluvuku através de colaboradores desta instituição. Este é o seu setimo empréstimo na Hluvuku no valor de 20.000.00mt com o qual pretende comprar insumos agricolas ( sementes, fertelizantes, adubos e outros) para aumentar as suas areas de produção.

Compromete se a pagar devidamente para poder aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para aumentar as areas agricolas e se tornar a maior produtora de Horticolas.

About Mozambique

  • $1,200
    Average annual income
  • 138
    View loans »
    Mozambique Loans Fundraising
  • $2,804,250
    Funds lent in using Kiva
  • 31.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Otilia Tomas to purchase agricultural inputs (seeds, fertilizers, and other items).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 5, 2011
Listed
Apr 29, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 12, 2012