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Maria Fabiao
Maria Fabiaõ M. was born in Boane District, Maputo Province, in southern Mozambique. She is widowed and the mother of two children, ages 15 and 18. Both attend school. She only completed 5th grade and didn't continue due to a pregnancy that interrupted her schooling. She lives in her own home with her family and supports her niece, who lives with her.

She has never left her native city, and she is employed at a state institution where she has worked for over 14 years. She doesn't have any employees and earns a salary of 2,500 meticais per month, which she uses for household expenses. She sometimes is able to save a portion in her bank account.

She has had loans from other banks in the past, and learned of Hluvuku because it is near the location where she is working. This is her first loan at Hluvuku, and it is for 10,000 meticais. She plans to buy construction material (cement, stone, sand, bricks, and other items) to continue building her home.

She is committed to paying on schedule to be able to obtain future loans. She plans to request new loans to finish building her home.
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Maria Fabiaõ M. nasceu no Dsitrito de Boane, Província de Maputo, sul de Moçambique Viuva mãe de 2 filhos de 15 e 18 anos de idade todos vaõ a Escola. Fez somente 5ª classe não continuou devido a gravidez precoce e teve que interoper seus estudos. Vive na casa propria com a sua família e sustenta sua sobrinha que vive com ela.

Nunca saiu da sua cidade natal, é funcionaria de uma instituição do estado onde trabalha como servente ha mais 14 anos. Naõ possui empregado e tem salario de 2.500.00mt por mês que aplica nas despesas de casa e as vezes consegue poupar uma parte na sua conta bancaria.

Ja teve empréstimos em outros bancos, conheceu a Hluvuku porque esta proximo do local onde ela trabalha. Este é o seu primeiro empréstimo na Hluvuku no valor de 10.000.00mt com o qual pretende comprar material de construção (cimento, pedra, areia, blocos e outros) para continuar com a construção da sua casa.

Compromete se a pagar devidamente para poder aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para terminar com a construção da sua casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 27
    View loans »
    Mozambique Loans Fundraising
  • $2,913,225
    Funds lent in using Kiva
  • 31.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Maria Fabiao to purchase construction materials (cement, stone, sand, bricks, and other items).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 31, 2011
Apr 29, 2011
Currency Exchange Loss:
Mar 20, 2012