The member is called Matilde. She is married and 45 years old. She has 2 children. She works raising chickens and selling flowers, and also has a grocery store. The member is a very hardworking woman and she tells us that she trys to spend her time doing things that she enjoys and that she wants to help her children to be successful. For this reason, she tries to do her work well and improve the quality of life for her children. She is requesting a loan to buy more chicks and so to increase the flock in her coop. She also wants to implement her grocery store.
The other members of the community bank work selling homemade meals, selling flowers, selling vegetables, running a grocery store, selling vegetables, and in agriculture.
The member is very grateful for the loan and promises to make the repayments in a disciplined way.
La socia pertenece al banco comunal “HUARAYPATA ”; Este banco está ubicado en la comunidad de Huaraypata, provincia de Quispicanchis y departamento de Cusco.
La socia es la Sra. Matilde: es casada y tiene 45 años de edad; la socia tiene 2 hijos; la socia se dedica a la crianza de pollo, a la venta de flores, y a la atención de sus tienda de abarrotes, la socia es una mujer muy trabajadora y nos comenta que ella trata de ocupar su tiempo en todo lo que le gusta hacer y desea sacar a sus hijos adelante, para ello ella bien trabajando en todo lo que se pueda y mejorar la calidad de vida de sus hijos. La socia solicita el préstamo para poder invertir en la compra de más pollitos y de este modo aumentar su galpón, también desea implementar su tienda de abarrotes.
Los otros socios del banco comunal se dedican a la venta de comidas caceras; venta de flores, venta de verduras, tienda de abarrotes, venta de verduras, agricultura.
La socia está muy agradecida por el préstamo y se compromete a cumplir con los pagos de dicho préstamo de forma disciplinada.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid