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Josephine is 33 years old. She has four children who are between the ages of 7 and 11. Her husband is an electrician. Josephine owns a shop in which she sells several items, such as candles, matches, sugar, and drinks like tea and fresh milk. With this business, she has bought her own family house. She is requesting a loan to reinvest in her business. She plans to reinvest in her business with the profits she hopes to make.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $14,171,825
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Josephine to buy more items to put in her shop, such as candles, matches, sugar, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 21, 2011
Apr 28, 2011
Currency Exchange Loss:
Sep 15, 2011