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Irshaad's Group
In this Group: Irshaad , Zubaida, Naseem Bibi, Zahida, Kalsoom, Kosar Parveen
Irshaad is 38 years old and the mother of seven children. All of them are enrolled in a local school and getting their education. Irshaad takes care of them very well and tries to give them comfort by fulfilling their needs.

She is married to F. M. who operates a sweetmeat-selling business. His shop is located in the market and he offers good quality and a variety of sweetmeats to his customers. Irshaad also helps him by preparing sweetmeats for his shop. She has applied for a loan from Kiva partner Asasah for her husband’s business. Through the loan, her husband will buy required items such as sugar, milk, dried fruits and cooking oil, etc. to prepare a larger quantity of sweetmeat and sell them at a better profit.

Irshaad is hopeful that an investment will be a productive one for her husband and he will be able to gain maximum profits from it.

She belongs to Arifwala, a small city which is located in Punjab, Pakistan and known for its dairy industry. Her house contains 3 rooms where she has been living with her family for the past 10 years.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 360
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 84.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshaad's Group's $1,375 loan helped a member to buy required ingredients for her husband's sweetmeat-sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 26, 2011
Apr 28, 2011
Currency Exchange Loss:
Apr 15, 2012